One of the first things you will have to do when you arrive in Peel region is find housing.
Peel region has various types of housing options available. You can choose to either rent or buy your own house.
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There are different types of housing available in Ontario, such as:
Settlement.org has detailed information on housing options. |
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| Renting a house | ||||||||||
| Renting is a good option for newcomers to Peel region in order to familiarize yourself with the community and area you are living in before you decide to buy your own house. Renting may also be a cheaper option than buying.
The Canada Mortgage and Housing Corporation (CMHC) offers a great deal of information on the renting process, useful worksheets and other helpful suggestions. You can start by checking the following rental websites: Peel region rental rates based on data provided by the Canada Mortgage and Housing Corporation (CMHC):
These rates also may include units that have been consistently occupied in the calculation. Vacant units prices are currently higher. * Estimated prices for 2020. Rent prices presented here may have varied/increased during the year.
The cost of renting a house depends on the size, number of bedrooms and neighbourhood where it is located, and the age and condition of the apartment or house. Below provides information on cost of renting in Peel: Your rights and responsibilities as a tenantWhen you are renting a place to live, it is important to know your rights. The Ontario's Residential Tenancies Act and Canada's Charter of Human Rights explain your rights. You have responsibilities too. These include:
Paying rent and rules for tenantsLearn more with a tip sheet for rent deposits and what you need to know about the law as a tenant, including rules for rent increases, evictions, repairs and everything you need to know as a tenant. |
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| Buying a house | ||||||||||
| Buying a house in Peel region can be a great investment.
Canada Mortgage and Housing Corporation (CMHC) has valuable resources and information on housing for newcomers that will help you make well-informed decisions about buying a home of your own. Additionally, What You'll Need to Earn to Afford a Brampton or Mississauga Home and Homebuying Step by Step: Workbook and Checklists are comprehensive guides to help you plan for buying a house. For home buying prices visit Toronto Real Estate Board. |
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| Mortgages and financing a house | ||||||||||
| If you are looking to buy a house, your first step will be to apply for mortgage. Banks or mortgage brokers can approve you for a mortgage.
Canada Mortgage and Housing Corporation (CMHC) has important information to help you prepare and understand about mortgage planning, managing, and mortgage fraud and payment. |
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| Housing subsidy | ||||||||||
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You may qualify for housing subsidy if your income does not allow you to find a suitable place to live. Government programs pay for social housing; it provides reduced rent costs for tenants. Peel Region manages the housing subsidy on behalf of the Ontario government. You can complete the housing services screening tool to have your name added to the subsidy waitlist. You no longer are required to complete a PATH application, your screening will be your application. Make sure you keep the waitlist information updated. Currently, the waitlist for housing subsidy in Peel is long, and it may be several years before you can receive your subsidy. |
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Shelter |
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Shelters are safe places to stay. They are generally free or charge a small fee based on your income. They also have counselling, support groups for women and children, referrals to services such as legal or health services. Some shelters can help you get a free 2-hour counselling session with a lawyer. Contact a shelter or a community legal clinic for more information. To find a shelter:
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